WASHINGTON — The latest analysis of the Home Mortgage Disclosure Act, expected to be released this week, could add fuel to the campaign to create a consumer protection agency, observers said Tuesday.

Each year, the loan statistics gathered under the law extend and deepen a debate over predatory lending. In the past, the data has shown that minorities receive fewer and higher-cost loans than white borrowers, which consumer groups say is proof of discrimination, while bankers say the data does not take into account other factors, such as credit scores.

Subscribe Now

Access to authoritative analysis and perspective and our data-driven report series.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.