A recent survey by one of the nation's largest automated teller machine networks has found that consumers plan during this year's holiday season to use their ATM cards 12% more often than during the same period last year.

In all, 34% of the consumers surveyed said they will get cash for holiday purchases from an ATM. In addition. 18% of consumers said they will use ATM cards at the point of sale to buy gifts, an increase of 5%.

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