For the first time since 1989, growth rates for credit unions' loan portfolios seem to be higher than for their deposits, according to figures released recently.

The findings, compiled by Callahan & Associates, a Washington consulting firm, are based on quarterly reports to the National Credit Union Administration by 1,056 credit unions with more than $50 million of assets. On Sept. 30 they were managing $185 billion of assets in all, 65% of the total for the nation's 12,912 credit unions.

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