Banks are posting record earnings, and loan growth, after some dismal years, is once again brisk. But as commercial credit officers gather in Toronto for their annual powwow, concerns about the future are surfacing.

"There is a sense that times ahead will become increasingly difficult," said Dorothy Horvath, the new chair of the commercial lending trade group Robert Morris Associates.

Limited Time Offer

Save $400 off your subscription. Special offer ends April 30, 2017.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.