The outgoing president of the Mortgage Bankers Association laid the groundwork for court fights against Justice Department attacks on mort-gage banks lending patterns while an attorney counseled clients against sign-ing the much blander lending agree-ment with HUD that the MBA does endorse.

We must be prepared to adjudicate overzealous enforcement that goes beyond the law, Stephen B. Ashley said Oct. 10 in his final address to the MBA

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