NCR's ATM Software Meets EMV Standard

LONDON - NCR Corp., the automated teller machine maker, says its ATM software for smart cards - currently in use only in Denmark - has passed all applicable EMV (Europay/MasterCard/Visa) Level 2 tests and is set to become EMV-Level-2-approved by Visa and EMVCo.

EMV is a standard for chip card acceptance that the card associations are promulgating worldwide, and terminal makers are striving to achieve levels of certification signifying that they adhere to the security and encryption requirements set forth under the standard.

NCR says it got EMV Level 1 approval in February 1999 and now is the first ATM maker to support end-to-end smart card transactions.

The EMV Group was established in 1993 comprising representatives of Europay, MasterCard, and Visa. Together they devised industry specifications for chip cards, terminals, and applications to ensure consistent, secure interoperability. EMVCo ensures that single terminal and card approval processes are developed at a level that will allow cross-payment-system interoperability through compliance with the EMV specifications. The NCR solution complies with the EMV 3.1.1 Credit and Debit Chip Card specifications developed by EMVCo.

With EMV-approved hardware (Level 1) and EMV-approved software (Level 2), the ATM deployer can now provide the support required for end-to-end chip transactions, according to NCR.

For reprint and licensing requests for this article, click here.
MORE FROM AMERICAN BANKER