In Wayne Rushton's world, loan quality counts for more than a banker's word.

"It's not enough to read a bank's policies and analyze its reports," said the man who decides how national banks are examined. "We have to actually verify the validity of representations made by bank management."

Subscribe Now

Access to authoritative analysis and perspective and our data-driven report series.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.