Harris Bank is drawing upon groundwork laid by its parent, Bank of Montreal, as it prepares to roll out services on personal digital assistants and enhance its on-line bank offering.

Bank of Montreal has been testing Veev, a system that supports banking through wireless devices, since May. Harris aims to become the first bank to offer this service in the United States, said Charles Piermarini, executive vice president for electronic channels and e-commerce at Harris Bank in Chicago. That puts it in a race against Bank of America Corp., which said Wednesday that it plans to begin pilot testing such applications next year.

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