WASHINGTON — Community bankers are close to winning a key change to the Senate regulatory reform bill that would require the government to base deposit insurance rates on assets instead of domestic deposits.

The amendment from Sen. Jon Tester, D-Mont., and Sen. Kay Bailey Hutchison, R-Tex., has been one of community bankers' top priorities as regulatory reform debate slowly gets under way this week. If enacted, it would mean large banks and other institutions that rely less on core funding from deposits would pay much more for deposit insurance.

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