For years rate-setting at Building and Loan has been a Tuesday ritual in which managers spend hours poring through stacks of competitors' data and the prices of Federal Home Loan bank funds to gauge where the Nebraska thrift's own prices should be.

"It's a time-consuming process," said Kim Marco, vice president and treasurer of the $125 million-asset thrift. "We have to manually compare all of those numbers to our own rates."

Subscribe Now

Access to authoritative analysis and perspective and our data-driven report series.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.