Tech bytes

Home Savings Offers Real-Time Access via Net

IRWINDALE, Calif.-Home Savings of America said it has made real-time customer account information available over the Internet.

Home Savings customers can get access via personal computers at no additional charge through Netscape Navigator and Microsoft Internet Explorer browsers.

The service, Online Account Access, is not yet available to business customers of the H.F. Ahmanson & Co. subsidiary.

"We see this as another important step toward making banking with Home Savings by way of a home computer a secure and viable alternative," said senior vice president Randy Kahn. The data are "completely encrypted to ensure confidentiality.

"Customers select their own identification numbers and passwords and have a variety of other security options available." Survey: Wealthy Entrepreneurs Likely to Bank by PC

TAMPA-High-income entrepreneurs are far more likely than average to be doing banking by personal computer, Payment Systems Inc. said.

In a PSI survey of 1,000 owners of emerging or "micro" businesses, 10% in the affluent category and 6% considered upper-income used PC banking services to manage their household finances.

Of households of comparable income that do not own businesses, only 3% used PC banking methods, the Tampa-based research firm found.

Its study of businesses with sales less than $500,000 showed that 5% of those enterprises use an on-line business banking service.

This is close to the 6% found in PSI's survey of companies between $500,000 and $10 million in sales.

"Entrepreneurs are more likely to be computerized both at home and at the business than the average person," said PSI vice president Maria Erickson. Canada Trust Goes Live with Microsoft Money

TORONTO-Canada Trust has become the first Canadian financial institution to go live with Microsoft Money's ActiveStatement technology.

The Canadian "near bank" has incorporated the system into its EasyWeb service to allow downloads of bank or credit card statements directly from a Web site into Microsoft Money.

Customers also can reconcile the statement and categorize the transactions for budgeting and financial planning purposes.

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