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The Federal Reserve Bank of St. Louis has hired Susan Bivens as an account executive at the Memphis branch.

Ms. Bivens is responsible for depository institutions in northeastern Arkansas, western Tennessee, and northern Mississippi.

She has held marketing and management posts with NationsBank, First Tennessee Bank, and community banks in the Memphis area.

NBD Bank/Northeast Indiana, Fort Wayne, a unit of First Chicago NBD Corp., has promoted Fred A. Kruger, Randall E. Shepler, and Paula Stinson to vice president.

Mr. Kruger had been a second vice president in consumer lending. Mr. Shepler, also a second vice president, is in the commercial loan department. Ms. Stinson was an assistant vice president in the retail banking division.

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