In a demonstration of robust health, the nation's biggest banks are relying less on deposits and more on Wall Street to meet their funding needs this year.

According to a new American Banker survey, the top 300 banks posted a 68.8% ratio of deposits to total assets at June 30. That is down 1.2 percentage points from December 1993 and down 5.8 percentage points from a 1990s peak of 74.6%.

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