Facing a revolution in the banking industry and intra-industry bedlam over major political issues, state bank trade executives are preparing for dramatic changes in the nature and structure of their organizations.

"There's turmoil in the industry," said Allen I. Olson, president of the Independent Community Bankers of Minnesota. "We're all reflecting and reacting to what's going on in the industry. It's not unusual that the trade associations are looking at and seriously considering change."

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