New Community Reinvestment Act rules take effect today, after five years in the making.

Bankers have been preparing for the lending component since April 1995, when regulators adopted the revisions. But they are still unsure how the investment and service tests will work.

Limited Time Offer

Save $400 off your subscription. Special offer ends April 30, 2017.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.