As the presidential inauguration draws near, it is increasingly clear that bailouts and government guarantees are unlikely to be successful unless government assistance is focused on the 10 million or more American homeowners who are in trouble and the millions of jobs than can be created directly and indirectly through homeownership.

Many believe that President Bush was right in promoting homeownership, but we have learned that this cannot be achieved without careful government scrutiny, guidance, and regulation of all industries in the homeownership chain, from mortgage brokers to investor pools and home builders.

Subscribe Now

Access to authoritative analysis and perspective and our data-driven report series.

14-Day Free Trial

No credit card required. Complete access to articles, breaking news and industry data.