The early 1990s were a rough time for Citicorp, but for former shareholder Kevin Pilot those years brought nothing but profits.

According to Richard B. Miller's book, "Citicorp, the Story of a Bank in Crisis," 2,000 of Citicorp's investors dumped their stock in 1990 and 1991, when the bank's earnings and share price were plummeting to record lows.

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