Over at the Huffington Post today, reporter Arthur Delaney walks readers through the case of a former Washington Mutual customer whose account converted to Chase Bank when JPMorgan Chase & Co. bought the failed thrift late last year. The customer, Matthew Miller, recently discovered he’d been charged a total of $1,446 in overdraft fees during the course of a month.

Take a look, BankThink readers. See if you can figure out Chase’s method for ordering the transactions that lead to overdraft fees. Whatever the logic may be, it's worth wondering how long it would take the bank to simplify it into a more customer-friendly policy.