Banco Popular de Puerto Rico

A down market and Dodd-Frank regulations have thinned the ranks of property appraisers. That's left bankers hard pressed to prevent delays underwriting property.

Participants in a recent American Banker roundtable say whether they would they pick a a community bank, a regional bank or a megabank if given a choice — and explain why.

Gerard Cassidy, of RBC Capital Markets, on why PNC's acquisition of National City is hard to beat in the annals of bank M&A.

Cash is already at the margins of society. Doing away with it might make consumers demand stronger protection of personal data, argues David Wolman, author of "The End of Money."

Regional banks will have a hard time growing revenue and meeting the demands of Dodd-Frank, but they have some distinct advantages over other banks, too, panelists on a recent American Banker roundtable said.

From prepaid cards to checking to mortgages, simplified disclosures are on the way. For bankers, that means adopting new revenue models — fast.

Big banks' sales of unreliable card records to collections agents raises questions about who's responsible for making sure payment demands are legitimate — and whether a legal or regulatory backlash is on the way.

Industry lawyer and former Comptroller of the Currency Jerry Hawke makes the case against further regulation of money market funds.

Regional banks are going to have to innovate and cut costs because revenue will remain tight and competition will get fiercer, Matthew Friend of Accenture Payment Services says.

Participants in a recent American Banker roundtable debate to what extent tougher supervision for banks above $50 billion of assets will deter deals among banks below the threshold.