Fintech

Looking to cut costs? Investments in staff training may do the trick.

With just 45% of the average credit union's members using its checking account as a primary checking service, Dennis Dollar says it's great to see CUs aggressively going after this product in 2013.

An aggressive auto-loan recapture program and lower-balance mortgage refis are keys to making the bottom line at Shreveport FCU look even better this year.

An improving economy has provided credit unions with three opportunities to improve their bottom lines, according to Scott Hansen.

As part of Credit Union Journal's ongoing commitment to helping credit unions grow, in this issue a special Bottom Line report offers perspectives from more than a dozen people on boosting revenue and the bottom line in the second half of 2013.

Want to boost the bottom line? Get to know your members better-and make sure they know you just as well.

Aspire FCU is spending more on technology and self-service delivery channels-while closing underperforming branches-to drive the bottom line.

Stefana Houldsworth, director of product management for automotive solutions for marketing resource management provider Spireon, told Credit Union Journal credit unions have every reason to stay focused on auto lending.

An emerging trend in which CUs that had previously sold their card programs only to bring them back in house is showing no sign of abating, according to Symitar.

CUs are loosening credit standards to widen the pool and bring in more loans, reports The Members Group.