Fintech

Harland Financial Solutions believes credit unions have room to add fees and not upset their members in the process.

Credit unions may be focused on getting the MBL cap raised, but are they paying enough attention to the fee income opportunities readily available-and that members are willing to pay-for small business services?

More retailers-such as Target, Walmart and even Starbucks-are using incentives to encourage consumers to use their store cards.

With pressure on overdraft and interchange revenue streams only likely to increase, credit unions will have to think creatively to maintain non-interest income.

With the economy seemingly on the upswing and consumer attitudes improving, deepening relationships with members is key to building non-interest income in 2012.

Credit unions may have an advantage in the financial services marketplace in that they have a noble purpose, but Jason Jennings said is insufficient differentiation to succeed.

Credit unions looking for their next growth strategy should look to the example set by the Vermont Cheese Council.

So long, toll-free phone numbers. One person has a plan to put account information even closer to cardholders' fingertips.

Many credit unions have struggled to successfully monetize Facebook and other social media outlets, but a new project, SafeNet, aims to change that.

A new project aims to take real-time, person-to-person financial transfers beyond the realm of online banking and move them to the ATM.