Merchant

Many disruptive technologies come from startups, but just as many seem to come from companies that have been around for decades. Whether developing a new system in-house or providing a necessary proving ground for a partner, these older companies are bringing fresh innovations to the payments industry.

Two companies that allegedly ran scams promising debt relief for student loan borrowers are named in separate enforcement orders announced Thursday by the Consumer Financial Protection Bureau.

American Express Co. renewed its agreement with Delta Air Lines Inc. to be the carrier’s exclusive credit-card issuer.

Dwolla is expanding its direct bank transfer services to allow its account holders to send payments to a recipient's e-mail address for automatic routing to a bank account.

Microsoft is working with Bitcoin merchant services provider BitPay to allow customers to seamlessly exchange the virtual currency when loading money into their Microsoft accounts.

American Express Co., the biggest credit-card issuer by purchases, reported Dec. 1 was the best day for card spending by customers in the company’s history.

WASHINGTON — The Consumer Financial Protection Bureau is calling on the biggest credit reporting agencies to submit reports regularly on how they handle consumer disputes, and produce lists that name the furnishers and industries which have the most complaints.

Thirteen U.S. senators, led by Sen. Elizabeth Warren, D-Mass., sent a letter to the Department of Education this week calling for it to use its authority to discharge federal student loans for students who attend colleges that break the law.

A report from the Department of Health and Human Services outlines the affordable options for consumers who use the Health Insurance Marketplace, including detailing savings on premiums for returning consumers who renew or change their insurance plans.

The national mortgage delinquency rate will be 2.51% in 2015, the lowest mark since the start of the recession in the third quarter of 2007, according to a TransUnion forecast.