PayThink is focused on the rapidly changing, inter-connected markets of debit, credit, mobile, prepaid and digital payments. As the payments industry strives for faster innovation to launch new products ahead of competitors, PayThink provides insight from market participants and innovators leading the way. PayThink is designed for executives looking to stay relevant in the ever-changing payments ecosystem by finding and honing their competitive edge.

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The head of U.S. consumer cards is weaving agentic and generative AI into Citi's card portfolio to reshape payments and customer service.
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Together with CEO Anthony Noto, the CTO is capitalizing on a "technology super cycle" dominated by blockchain, digital assets and AI. That gave rise to the SoFiUSD stablecoin.
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Paul Margarites led the creation of a "CFO in a box" dashboard.
June 1 -
The distributed ledger settlement utility allows blockchain-based payments to be sent to anyone with a bank account.
June 1 -
The XBU platform frees up capital so that multi-strategy clients like hedge funds can leverage it elsewhere.
June 1 -
The chief digital banking officer champions technology that serves both clients and employees simultaneously.
June 1 -
Despite being at the bank for 30 years, RBC's head of AI and digital innovation is still in learning mode.
June 1 -
The bank says it's the first of its super-regional peers to move entirely to the cloud. CIO Michael Ruttledge explains what it took — and what comes next.
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U.S. Bank's chief digital officer also launched a digital assets and money movement unit to accelerate stablecoin issuance, cryptocurrency custody and digital asset tokenization.
June 1 -
BMO's chief AI and data officer is embedding AI in areas tied to revenue growth, operational efficiency and risk reduction, while reinforcing that innovation must be built on trust.
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