PayThink

Why are the simple things so complex? We've come to live in a world where "a click away" might as well be "a mile away." It's basic Web Retailing 101 stuff, yet so many still can't seem to get it right.

Wow! NCUA getting scolded by the likes of JP Morgan in the tone of an adult to a child-and then, by their own "no comment" policy, not being able to respond. Now that's got to burn.

I seldom hear "experts" talk about the substantive elements that contribute to the mystical FICO. Perhaps we should talk to our members; ask them some questions as opposed to making decisions based on one sacred metric.

A case that began when two people bought "free" cell phones and eventually led all the way to the Supreme Court has resulted in a decision that will provide some degree of protection to credit unions in civil litigation.

We've already seen Occupy Foreclosures. How about Occupy The Wall Street Journal, Occupy Fox News or Occupy PBS?

Banks with thousands and tens of thousands of employees shudder when dozens or hundreds of demonstrators display their resentment of "Wall Street" and when surveys show that lots consumers dislike or blame banks. Then articles blossom, telling us how to convince employees that they should not be ashamed of being bankers.

How many stolen vans does it take to break into an ATM? In Nashville, Tenn., thieves needed two.

If MF Global commingled client funds, it would be PwC’s fault as much as Jon Corzine’s.

Brian Moynihan gives an interview on camera, on the spot. ABC dwells on the sidewalk chase. Will bankers who hide their checking fees get the same treatment?

The latest data confirm what housing practitioners already knew: there are simply not enough home sales today to spark a housing recovery. Whether it is a recent Mortgage Bankers Association survey on purchase applications being at a 15 year low, the Federal Housing Administration's fiscal year 2011 purchase data indicating a 30% decline or Fannie and Freddie's consistently weak purchase volume, all show a market in serious trouble.