PayThink

To better hide card-skimming devices, fraudsters are using 3D printers to craft them to exact specifications.

Create a national charter for nonbanks so they don't have to go through banks to offer products to underserved consumers.

Since its inception, banking in America has been subject to regulation and supervision. For the most part, this relationship is symbiotic. At its best, regulation and supervision help prevent bad actors from undermining the reputation of the industry and hurting consumers; elevate good practices; and instill public confidence in the system.

The Federal Reserve is holding public hearings in three cities across the country to review Capital One's proposed purchase of ING Direct. The hearings to be held in San Francisco are half a continent away from the nearest branches of what may become America's fifth largest bank. Without branches, the bank's responsibility to California cities and counties is not clear under regulators' current interpretation of the federal Community Reinvestment Act.

Microsoft inadvertently unblocked some of the compromised digital certificates last week for Windows XP users, leaving those users open to potential fraud attacks. The latest Windows update fixes this.

Last week, a group of credit unions found themselves face to face with a bunch of good people, stoic as they were, who are greatly uncertain of what lies ahead for them or where they might turn. And this is the tough part: there wasn't and isn't a whole lot that credit unions could or can do for them.

A brief review of the so-called "intermediate sanctions" rules and a refresher on the simple process that tax-exempt employers should follow.

Lifting the member business lending cap does not just benefit credit unions and their millions of members. It represents a positive, productive step that would go a long way to paving the way for small businesses to flourish and put many Americans back to work while not costing taxpayers one cent.

Bank of America's biggest conundrum is what to do about the Countrywide Financial situation. This 2008 acquisition called by some the worst corporate acquisition ever, has become the primary albatross hanging around B of A's neck — one that CEO Moynihan confesses is on his mind nearly every day.

On September 12 the U.K.'s Independent Commission on Banking released its much-anticipated final report, also known as the "Vickers report" after chairman Sir John Vickers.