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With little grasp of what really goes on at the loan origination level, regulators should meet with front line, boots-on-the-ground industry professionals to create meaningful changes.
May 6 -
The Community Reinvestment Act has taken a bad rap as having helped cause the mortgage crisis, but it never recommended making loans to people who can't repay them. Hopefully it can be replicated in other countries where lending inequalities need correcting.
May 5
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I predict that the systemically important institutions will come increasingly to be led by people with a securities orientation. But is that good for the banking system and the economy?
May 3 -
New accounts and loyalty from long-time patrons go to the agile and innovative, and more often than ever before, it is the unique, automated and technology-driven services that make the difference.
May 2 -
You really have to admire the consistency of the bankers who, even while standing in the long shadow of massive bailout packages rivaling some countries' GDPs, and with a failure rate in recent years nearly five times higher than that of credit unions, have, along with their straw men, continued to keep beating the drum on the credit union tax exemption.
May 2 -
In this market, it has become inevitable that we all must look to expense management as a critical element of long-term strategic planning.
May 2
