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What if your board expenses were to end up on the front page of your local newspaper? That uncannily prescient question was asked by an NCUA examiner in an exam report that red-flagged the board perks at Hawaii State FCU in Honolulu.
February 21
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Whatever a credit union's reasons for exploring a credit card portfolio sale and establishing an ongoing issuing partnership, thinking these elements through before you start is critical.
February 21 -
If adopted, a proposal from the Federal Trade Commission would no longer exempt credit unions from its Telemarketing Sales Rule.
February 21 -
American Banker's recent story about regulators planning enforcement actions (and likely fines) against the big mortgage servicers is the buzz of the blogosphere. Not all the buzz is all that friendly to us, though.
February 18 -
Shifting control over routing debit card transactions from issuers to merchants will bypass small financial institutions and negate any benefit for exempt community banks.
February 18 -
"Time for a Separate Regulatory Tier for Small Banks" (Jan. 26) was on the money about the current regulatory environment and how it is impacting community banks and the overall economic recovery (or lack thereof). You have captured, with great accuracy, what community banks are facing.
February 15 -
With some people, just saying the word "interchange" is like pressing the play button on a tape machine: You're bound to get an earful, no matter what side they're on. Hence the strong reactions, pro and con, to Visa Chief Executive Joseph Saunders' Feb. 1 Viewpoint.
February 14 -
An FCIC report concluded that the GSE model was "fundamentally flawed." It should also have concluded that they plan an unneeded role, as a consequence of political expediency.
February 14 -
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