PayThink

The FDIC says it wants to set the record straight: it's not going to bail anyone out.

No surprise, one of the bankers interviewed in Tuesday's article questioning a key argument against the creation of a consumer protection agency ["Do Safety, Soundness and Consumer Protection Really Conflict?" March 30] disagrees with article's conclusion.

A key point of contention in the Senate regulatory reform bill is how much flexibility the government should have when a systemically important firm falters.

Here's a sentence you don't often hear unless the words "league meeting," "it's raining/snowing out tonight," and "open bar" are also included: "It's good to be a credit union CEO right now."

A CEO asks for help in justifying the need for community involvement to his board of directors.

Consumers' attitudes, behaviors, and habits have most likely been materially affected by the recession, and new norms of activity and expectations are now in place.

Maybe not, but saying something is better than saying nothing - especially when everyone else is talking about you.

Chapter 13 bankruptcy filings have become less popular since the housing crisis began, and some experts say this is a direct result of fewer people trying to save their homes.

With more than six million homeowners foreclosed on in the past three years, and an estimated three million headed there this year, it's hard to see where the buyers will be for all of the homes coming back onto the market. Giving defaulted borrowers a second chance at homeownership, as some mortgage executives are lobbying the goverment to do, might help absorb this inventory.

It's always been one of the ironies within credit unions that the poorest job of marketing is done by marketing departments themselves.