PayThink

Regulators should consider online lending and a list of what loans qualify for CRA credit in any revamp of the outdated law.

Crooks can impersonate IRS officials, tricking people into using gift cards to pay for a fake penalty, says Chargeback 911’s Monica Eaton-Cardone.

Demand for a user-friendly way to shop and pay for tailored products requires action from those that want to stay ahead of the digital curve, says KBMax's Kris Goldhair.

FDIC Chairman Jelena McWilliams reaches out to tech pros to bring fresh ideas to the agency.

Instagram understands it’s not just about giving users what they want, but also when they want to see it.

States are just beginning to regulate cryptocurrency as a credit collateral for lenders. More can be done.

Good customer service, layered with new technology, gives community banks an advantage over big banks.

The key is that FedNow will provide speed, equal access and an infrastructure that enables the private sector to build cross-platform solutions, says BillGo's Kelly Seidl.

Rep. Denver Riggleman, R-Va., explains why he’s introduced legislation requiring greater transparency over the Federal Reserve’s incoming payment system.

Banks need to understand that examiners' job is to call it like they see it.