PayThink

Merchants don’t stick to the binary simplicity of online and offline anymore. They are reaching their consumers through a wide array of channels including mobile, kiosks, chatbots and call centers, writes TJ Sharkey, senior vice president of financial institutions, acquiring and processing at Mastercard.

Unlike non-data-driven processes (paper), bidirectional visibility allows for more agility and speed with the digital platforms and technology that support transactions, writes Matt Clark, president and COO of Corcentric.

Buying a startup or running an accelerator program isn’t enough to help banks truly prepare for the coming digital age.

Every transaction is traceable on the blockchain — though only to the addresses that initiated it. Compare this to Fedwire Funds Service and ACH payments, which don’t have this transaction history available, writes Bob Rutherford is the CEO and founder of Hedge.

As large credit unions look to expand under the NCUA’s new field of membership rule, they should be required to comply with additional bank rules.

New legislation to offer banking services at post offices comes with some flawed assumptions, but payday lending needs an overhaul.

As large credit unions look to expand under the NCUA’s new field of membership rule, they should be required to comply with additional bank rules.

The warning doesn't touch on blockchain's nonfinancial applications, where it is making more of an impact, contends Joseph Thompson, CEO and co-founder of AID:Tech.

Meet the new housing finance reform plan, same as the old ones. While that gives it legs, it also presents big challenges.

Credit unions and the Consumer Financial Protection Bureau share a similar mission, so why does the CFPB continue to make it difficult for CUs to do business?