PayThink

The world needs faster and cheaper international payments, but more than that it needs censorship-resistant ways to transact.

Federal law established oversight of banks’ security measures, but the lack of similar requirements for retailers creates a blind spot in defending against hacks.

Financial institutions are trusted stores of data about money because they are insured and have a license from governments to operate. Monetizing that data can give them a leg up on the tech giants.

There is an expanding array of choices to reduce paper checking, add speed and reduce cost from billing.

As long as Fannie Mae and Freddie Mac exist, they must have adequate capital so taxpayers will never again be compelled to help them meet their financial obligations.

Given the breach epidemic, it's time for retailers to consider the security of the vendors that sell point of sale systems, according to RiskVision CEO Joe Fantuzzi.

Digital Banker of the Year finalist Alice Milligan is creating apps meant to help Americans achieve their life dreams. Goldman Sachs’ global head of human capital management Sally Boyle says the firm is focusing diversity efforts on promoting women in revenue-generating divisions.

The username and password are dying. Only biometrics can unify the age-old opposing forces of user experience and digital security in replacing an antiquated method.

Physical cash is likely to have utility for years to come. If it passes away, better the death blow comes from superior commercial payment systems than government edict.

The ransomware attack caused fear across banks, retailers, health care and governments in May. But worse attacks may be on the horizon.