PayThink

Focusing on the rise of auto financing delinquencies ignores the bigger picture: Loan volume has grown on all risk tiers and defaults are a natural part of the process.

By using biometrics, merchants can tie user identity to the actual consumer, a better option than EMV chip cards.

Rather than roll back provisions of the Dodd-Frank Act that have strengthened financial stability, policymakers should focus regulatory reform on tailoring rules for community banks.

Rather than just avoiding costly rules, cost-benefit analyses can also validate worthy ones. That is the case with proposals to toughen the leverage ratio.

The attack goes after the social network customer service channels for issuers and other financial services, and is hard for consumers to spot.

One of the root problems of investing disparities is lack of diversity among those who make investment decisions. Here’s how to change the dynamic.

Republican lawmakers and Trump administration officials oppose the Consumer Financial Protection Bureau, but efforts to beat back CFPB policies might be a longer fight than many in the industry would like.

Hotels and other hospitality businesses need to adopt new security technology methods such as biometrics to stay ahead of the crooks.

Instead of focusing on wanting deregulation, the industry should be driving home the credit union difference as the reason why CUs are worthy of special treatment.

Money transfer operators have an incentive to inform banks and regulators about the quality of their compliance programs.