PayThink

As the banking environment demands a different skill set for those operating leaner branch networks, institutions should look at tellers as a longer-term human resource with growth potential.

Consumers, particularly younger people, are placing an importance on being able to obtain a plastic card in a branch and use it right away.

With the change in administration and more friendly economic conditions, policymakers should consider greater balance between principles- and rules-based approaches.

The new year will bring risk in marketplace lending, but progress will be made in micropayments platforms and regulators embracing innovators.

As regulators open the door to payment startups and other fintech firms applying for bank charters, what has already been a long journey to this point is only going to get more intense.

The case against Fannie Mae and Freddie Mac is stronger than the argument for their survival.

The similarities between the mortgage crisis and subprime auto lending in 2016 are all too obvious, with constrained cash flows, defaults and investor losses all likely.

Fraud involving third parties and advance fees can be vexing for merchants. But doing lots of homework can mitigate the threat.

At a time when individual accountability at corporations is mounting, here is how compliance officers can detect and prevent fraud occurrences within their own firms.

Had Wells Fargo simply complied with regulatory guidelines on multifactor authentication across all channels, there would have been substantially less fraud.