PayThink

Banks should embrace artificial intelligence so that they can more easily navigate policy shifts that will affect their compliance resources and processes.

President-elect Trump faces legal questions over his idea to hold remittances ransom to fund a wall in Mexico, but the industry should take the threat seriously.

Judicial review of regulators' economic analyses can help validate whether a rule will solve a real problem at a reasonable cost.

Both major brands are accelerating a move away from traditional checkout, and all retailers need to make adjustments for the future.

Merchants should check operating systems, since the PC-based operating systems which run most legacy point of sale software have security flaws and are targets for malware.

While other banking laws may be headed to the chopping block, the Community Reinvestment Act can address the needs of communities defined by their economic struggles.

The focus of banks' sales practices should be less about unit-based incentives, and more about developing a full relationship with customers and doing what's in their best interest.

Crooks are getting more clever when hacking e-commerce sites to hide illegal activity, requiring banks and processors to developer a broader picture of merchants and payment activity.

As regulators open the door to fintech firms applying for bank charters, what has already been a long journey to this point is only going to get more intense.

Even a credit union that has done absolutely everything right to ensure its ATMs are fully compliant with the Americans with Disabilities Act could be in for a most unpleasant surprise.