PayThink

In a world that is moving faster than ever before, consumers complete transactions at the register with a simple tap of a phone and transfer money across accounts in seconds.

Recent moves by the Consumer Financial Protection Bureau, including a plan to regulate payday lending, take away what limited credit options consumers have.

Many have linked the gender gap in financial services to the difficulties in balancing work pressures with family demands. To help address this, paid family leave should be compulsory in the industry.

Our industry believes that diversity is the right goal to pursue, but we don't necessarily see a financial incentive for taking action.

The demographics of our country are changing. If businesses aren’t figuring out a way to change, too, they risk being left behind.

Helping customers can also help merchants reduce chargebacks

As a result of the SEC's latest reforms, today's money-market funds are very different products than their precrisis predecessors. Calls for additional layers of burdensome regulation over this industry are unwarranted.

Mobile transactions are getting faster and more efficient. As smartphones become more ubiquitous, more consumers are ready to pull out their phones to make a payment—and expect the option to do so.

Community banks need profit and diversification opportunities, while marketplace lenders may find mergers to be the easiest route into the banking system.

The key to making the most of a window of opportunity opened up by a competitor’s mistakes is being ready for it before it ever happens and having a compelling story to tell newly opened ears.