PayThink

It’s a bit premature to celebrate the recent court decision finding the CFPB’s structure to be unconstitutional, according to a veteran credit union attorney who suggests the final outcome on this is far from decided.

Rather than addressing a pressing need like an economic crisis, a fintech charter would place the federal government in the business of choosing winners and losers in a market, with the potential to distort the banking system.

A strong and dynamic risk detection system requires focusing on the most important blind spots not satisfactorily explained by existing tools, rather than focusing on the "answers" produced by those tools.

In a world that is moving faster than ever before, consumers complete transactions at the register with a simple tap of a phone and transfer money across accounts in seconds.

Recent moves by the Consumer Financial Protection Bureau, including a plan to regulate payday lending, take away what limited credit options consumers have.

Many have linked the gender gap in financial services to the difficulties in balancing work pressures with family demands. To help address this, paid family leave should be compulsory in the industry.

Our industry believes that diversity is the right goal to pursue, but we don't necessarily see a financial incentive for taking action.

The demographics of our country are changing. If businesses aren’t figuring out a way to change, too, they risk being left behind.

Helping customers can also help merchants reduce chargebacks

As a result of the SEC's latest reforms, today's money-market funds are very different products than their precrisis predecessors. Calls for additional layers of burdensome regulation over this industry are unwarranted.