PayThink

The term real-time payments is a slight misnomer. It focuses the industry and the market on the outcome instead of the input.

The prospect of banks and credit unions meeting small-dollar loan demand is at risk under the Consumer Financial Protection Bureau's restrictive proposal.

Even though innovative underwriting criteria can help more people get credit, the risks and potential harms of mining social media data to make loan decisions might just be too great.

The American payments industry is slowly, painstakingly inching its way toward faster payments. Not real-time payments, necessarily, mind you – but faster payments.

Study of financial services offers grim outlook for gender parity, as Patti Husic and Katia Bouazza talk about where change really begins; Maria Vullo vows to forge her own identity as New York's banking watchdog (sans boots); and male CEOs talk about how they maintain work-life balance. Plus, the significance of women wearing pants ( … if not boots).

The prospect of banks and credit unions meeting small-dollar loan demand is at risk under the Consumer Financial Protection Bureau's restrictive proposal.

As banks try to acquire new customers via digital channels, they should add content marketing strategies into their lineups.

Despite some early success, it can’t be ignored that there are still many merchants that cannot accept EMV chip cards.

Instead of fighting to own customer data, banks need to embrace a new model: becoming personal data banks that help customers do more than manage money.

If banks don't weigh in on an appropriate privacy standard, they risk letting outside events spark onerous new regulations.