PayThink

Merchants and cardholders alike have been challenged by the perceived additional time to complete the EMV transaction. These concerns pushed both Visa and MasterCard to create a response to improve the speed of transacting: Visa's Quick Chip and MasterCard's M/Chip Fast.

Fears about repurchase requests made by Fannie Mae and Freddie Mac persisted beyond the crisis, but those fears don't match actual repurchase numbers.

Cybercriminals understand psychology just as much as they do technology. Here are steps your bank employees must take to mitigate the risk of phishing and other attacks.

To survive and thrive in the rapidly evolving post-magnetic stripe landscape, U.S. merchants may do well to look to Brazil – a flourishing e-commerce market that completed its EMV liability shift in 2011.

Nonbanks now set the digital banking experience bar, but in less than a decade large banks will have swallowed them up and will have become digital financial superstores.

Even if the lower-court decision against the Financial Stability Oversight Council is upheld, there remains a compelling case to reform how the council designates large nonbank firms.

With everything they need right at their fingertips, millennials are having a major influence on a rapidly evolving consumer landscape.

Instead of trying to become technology innovators themselves, CUs should team up with firms that have a proven track record of innovation, leaving CUs free to stay focused on core competencies.

Strong member service is a hallmark of credit unions, so why aren't they giving members an opportunity to trumpet about it?

The Bank of England is among the central banks exploring possible uses of blockchain technology. In a recent speech, a BOE official noted how it would open access to central banks beyond commercial banks. "Everyone – including individuals – would be able to hold such balances," he said.