PayThink

Community bank executives need to focus on these three areas in order to embrace change and cater to younger, tech-savvy customers.

Visa and MasterCard have a huge share of the European card markets, but that popularity is attracting increasingly sophisticated online criminals and nimble competitors.

To curb the loss of female talent, one Wall Street firm plans to remedy the pay gap. Islamic finance is notoriously male-dominated, but one country is an exception. Australia's ANZ Bank is inspiring a lot of soul-searching on sexism in the financial services industry. Would things improve with SEC reporting on diversity? Or do we need quotas?

The Federal Housing Finance Agency's decision to exclude captive insurance companies from Federal Home Loan Bank membership makes the FHLB system like a private country club.

Disruption in credit scoring is healthy, but the new models touted by marketplace and other alternative lenders are still untested, especially about how loans will perform in a downturn.

Other countries have already lowered interest rates below zero, and the financial stability concerns of such a policy taking shape in the U.S. should not be dismissed.

Electronic payment automation delivers significant time and cost savings and can actually turn accounts payable into a profit center through card rebates.

Sen. Bernie Sanders' victory in New Hampshire will undoubtedly boost his campaign, but his plan to cap interest rates for credit card and other consumer loans at 15% won't help anyone in the short term and could potentially wreak havoc on low-income people in the long term. Here's how.

The pressure on banks to become less risky backfires when they respond by curtailing services that are vital in a functioning financial system.

Banks are coming up short in trying to keep pace with other more advanced app providers, but emulating these five steps taken by nonbanks can help drive mobile engagement.