PayThink

Estimates of nonbank mortgage providers that will close or change hands should worry consumers and policymakers about access to credit.

Focusing on customer experience and building the best products will mean nothing to your company's bottom line if your bank fails to cultivate a positive culture.

In order to promote uptake of digital financial services (DFS) and achieve a fully operational digital ecosystem, mobile money needs to be as easy to use and as flexible as cash.

If members of Congress are interested in telling regulators how to regulate, maybe they'd prefer to just take over the job, ponders former NCUA Board Chairman Michael Fryzel.

There are good, bad and ugly stories about how marijuana entrepreneurs deal with taxes and other financial management issues while having little access to banking services.

Many of the presidential candidates have backed steps to lighten community banks' burden, but we don't need to count on grandiose stump speeches and campaign pledges to make a difference.

Payveris’ Jeff Weikert recently took the position that faster payments are more of an opportunity than a threat to financial institutions’ customer relationships. I agree, and see faster payments as not only an opportunity, but a responsibility to our customers and all consumers in the U.S.

The bank's approval last year to buy OneWest Bank included a condition to submit an updated Community Reinvestment Act plan, but the CRA program now being presented by CIT is far from adequate.

Regulators’ focus on having banks and credit unions offer payday loan alternatives to underserved consumers overlooks the success of Web-based companies in filling credit gaps.

I am glad the Department of Justice picked a fight with Apple. Let me explain why.