PayThink

There is a time, a place and a customer base for pseudonymous cryptocurrency. For regulated financial institutions, other types of shared ledgers — those whose validators are legally accountable for certain terms of service — may provide unique utility.

Although millennials are less trusting of financial advisors than older investors, there are still ways for wealth management firms to court younger clients.

Fees charged to military banks under Department of Defense agreements are forcing branches to close, removing a key resource for troops and families.

Digital wallets present a classic chicken-and-egg problem.

Banks undergoing annual Federal Reserve assessments should feel emboldened to challenge "matters requiring attention," and the Fed should hear them out.

For "suspicious activity reports" to help combat crime, banks need to be able to disclose reports to their foreign branches and affiliates.

The EMV deadline has come and gone, and customers and retailers alike are realizing that they need to understand and adapt to the new payment reality both online and offline.

The administration apparently intends to leave office without addressing Fannie Mae and Freddie Mac's capital bases and therefore the tight credit conditions.

As many a card expert warned would be the case, there's still a lot of confusion out there about how chip cards work—and what they don't do.

With the highly anticipated EMV liability shift now in effect in the U.S., merchants have been adopting point-of-sale terminals that can accept chip-based cards.