PayThink

A program that moves distressed mortgages out of the foreclosure pipeline can save the FHA and GSEs money and give troubled borrowers a better shot at staying in their homes — but only if it's properly implemented.

News of a data breach at Home Depot stores throughout the U.S. and Canada is compounding fears on the part of card holders that “big box” and other retailers can do little to protect them from credit and debit card fraud.

Community bankers can get ahead of the competition by building strong and profitable relationships with their customers. They should start by keeping products simple and explanations forthright.

Apple Pay's impact will be mitigated by the limited availability of near-field communication terminals and by consumer concerns about the safety of NFC technology.

Apple’s Apple Pay announcement has created a lot of discussion for its contactless payment technology in the iPhone 6 and iPhone 6 Plus, which will allow consumers to buy products in-store with just a tap of their iPhone.

A reform intended to reduce risk in the financial system could inadvertently exacerbate future economic downturns.

Were the Home Depot and Target breaches the work of the same attackers? Only a few people seem to be in a position to know, and so far, they aren’t telling. However, we can still learn a lot from the similarity of the incidents.

Female representation on boards is on the rise and that’s a good thing for innovation, argues Susan Stautberg of WomenCorporateDirectors.

As regulators emphasize the importance of data integrity, chief data officers need to consider new strategies to ensure that all bank employees are on the same page about improving information quality.

With the revelation of the Heartbleed security bug a few months behind us, it makes sense to stop and consider what the event taught U.S. credit unions and banks about themselves and their retail customers.