PayThink

When you centralize a blockchain, you lose much of its inherent value. Acting Comptroller Michael Hsu's support for centralized tokenization betrays a misunderstanding of the value of decentralization.

A new law will make Colorado a much more difficult place for cash-strapped citizens to get credit. Other states should avoid following in its footsteps.

Before a spot bitcoin ETF is approved, we're going to need to see much more clarity about how applicants draw the line between custody and trading.

Making it easier for consumers to switch between competing banks will increase competition, resulting in major benefits for account holders.

Understanding how a new generation of employees learn and retain information is key to a successful talent development program.

EWA programs are not loans, no matter how loudly critics insist that they are. They provide a vital source of liquidity to hardworking families.

Banks cannot shrug off the impact of sudden account closures as inevitable collateral damage involved in fighting money laundering.

The proposal's plan for addressing securities financing transactions will lead to negative unintended consequences for multiple financial entities.

The CFPB needs to think bigger — much bigger — when it comes to writing rules for Section 1033 of the Dodd-Frank Act.

The process allows artificial intelligence and machine learning to train on the data of many banks, without compromising customer privacy.