PayThink

A positive spin around branches will proliferate, as will talk about wearable tech. Oh, and expect tons of M&A -- between banks and nonbanks.

With the DOJ's increasing profile as a bank enforcement agency, policymakers should seriously consider whether the benefits of continually increasing the number of regulators and the scope of regulation justify the impact on the availability and cost of credit in this country.

American Banker held its Retail Banking 2014 conference in Orlando, FL this week. Here, in tweets, are a few of its takeaways.

Public outrage over executive compensation is fueling calls for more legislation and regulation that will only wind up stifling economic growth, writes M&T Bank CEO Bob Wilmers.

Technology invites the explorers, the risk takers, to get "ahead of the curve." In a word, technology invites the young.

During the last five and a half years I have had the opportunity to see the good works that credit union people are capable of doing outside of their offices

The Internet is the mother of "disruptive technologies," so woven into our everyday existence that it only seems to make sense that a company that specializes in talking to people via the telephone should have been disrupted right into shutting its doors.

In the first quarter of 2014 the outlook for auto lending is bright, especially coming off a strong 2013 when 15.5 million new light vehicles were sold in the U.S.

Credit Card penalties—like over-limit and late fees—are constitutional and do not violate consumers' due process rights, the Ninth Circuit U.S. Court of Appeals recently ruled.

Those who wanted to greatly expand the power of government over the financial sector, especially to expand the discretionary power of unelected agencies, took full advantage of the opportunity.