PayThink

Regulators have designated Prudential Financial Inc. as a risk to the financial system. The Newark, N.J.-based company is the third nonbank firm given the SIFI label.

We need to encourage women to disrupt the status quo and take jobs in uncharted territory, like those in risk management, social media, mobile banking and big data analytics.

Jim Jerving shares why credit unions need to find more ways to say "yes" to more small loans.

Jeff Bartlett, head of ConsumerTrack.com, explains why it is time to invest in "mobilizing" websites.

A study by The Clearing House Association found that a proposed leverage ratio would force banks to raise $200 billion in capital or shed roughly $3.7 trillion in assets. The study also found that the leverage ratio would be a binding capital rule for two-thirds of big-bank assets.

A recap of the informed opinions (and the discussions they generated) on BankThink this week.

The Federal Reserve Board now demands that big banks proactively manage reputational, strategic and compliance risks – qualitative things they traditionally viewed as outside their control. The new discipline will serve banks well.

Promotion to CEO roles will continue to be a challenge for women as the industry continues to consolidate.

Midsize players will seek to increase geographic coverage, acquire deposits with little-to-no premium and attract clients away from their competition through mergers and acquisitions.

Regulators need to get cracking on Dodd-Frank rules, and the Fed needs a chairman who understands the impact of policies on the middle class.