PayThink

Thirteen members of the House Financial Services Committee wrote to Richard Cordray, director of the Consumer Financial Protection Bureau, asking for details in the agency's investigation into discriminatory auto lending.

Among other problems, Goldman never mentions that one big reason it survived and thrived is that the bailout of AIG enabled it to repay Goldman and other counterparties at par.

Banks that develop strong, personalized relationships with small business owners will generate mutual sustained value.

Public officials talk as if facilitating anonymous financial transactions is in itself somehow nefarious. But there are legitimate reasons to keep online purchases and other activity private.

Treasury Secretary Jacob Lew, who was confirmed in February, repeated his commitment to completing the remaining rules of the Dodd-Frank Act.

The crackdown on Liberty Reserve underscores the importance of regulatory expertise to digital currency startups. No wonder Liberty City Ventures (no relation to the indicted company) retained former Treasury officials as advisors.

The U.K. Help to Buy guarantee program provides a good example of how a private-public risk-sharing arrangement could be structured among mortgage insurers, lenders and the government.

Regulators, legislators, bankers, and the public should do everything they can so that Title I of Dodd-Frank works. The goal is to avoid Title II – orderly liquidation – at all cost.

New overdraft rules are expected after a release of a report from the Consumer Financial Protection Bureau and are likely to have an uneven impact across the banking industry.

The nation needs a more informed public discussion of the kind of financial system we really want before we try breaking up the big banks through legislation or regulatory fiat.