PayThink

An effective bail-in regime increases the government's ability to impose losses on debtholders and a lower probability of systemic support could increase bank funding costs.

Congress and regulators are listening. Silence among big bank representatives can be viewed as a green light to pass legislation that limits the size of their financial institutions.

The Federal Deposit Insurance Corp.'s discussion with foreign regulators about cross-border resolutions plans is expanding its efforts beyond just the United Kingdom.

Auto dealer industry representatives warn that costs will rise for borrowers if the Consumer Financial Protection Bureau forces banks to halt auto loan markups determined by dealers.

While JPMorgan's witnesses were testifying with practiced humility, lobbyists were working to gut the reforms of derivatives trading enacted as part of the Dodd-Frank Act.

The difference between board members with hands-on banking, compliance and technology knowledge and board members without can mean the difference between a bank's success and failure.

Our best chance to counter the government policies that caused the crisis (and continue to endanger the banking system) is, paradoxically, another distasteful state intrusion.

For many small and midsize banks, AML is all about compliance and getting through an examination without too many bruises. The means overshadow the ends.

Michael M. Bell, attorney and counselor with Howard & Howard, tells readers how to begin tackling the challenges of buying a bank.

Credit Union Journal's Frank J. Diekmann discusses co-op principles to cooperative endings.