PayThink

Harry Stephens, president/CEO and founder of DATAMATX, explains how to "stamp out" the rising cost of postage and mailings.

Directors should recognize that appropriate professional behavior reinforced by a sense of belonging to a quality franchise constitutes a decisive competitive advantage.

If he supported size regulations on big banks, JPMorgan's CEO would help revamp his increasingly tarnished image and help put the entire financial industry on the path to redemption.

Yasmin Zarabi discusses steps financial institutions can take to prepare for social media compliance with impending regulation from the Federal Financial Institutions Examination Council.

The Consumer Financial Protection Bureau released a bulletin on Thursday warning indirect auto lenders that they could be violating fair-lending laws if they do not stop auto dealers who often mark up the loans they issue.

To the detriment of consumers, innovations in banking tend to be conservative, late, and incremental, despite top talent and plenty of ideas. Is regulation backfiring?

More needs to be done to reduce the compliance burden so these banks can fully serve their communities.

Federal Deposit Insurance Corp.'s Vice Chairman Thomas Hoenig said in a speech Wednesday that because bankers effectively corresponded with consumers leading up to the end of the Transaction Account Guarantee program, there was little impact.

American Banker's Editor at Large Barbara Rehm has an answer to the financial industry's hot button issue of "too big to fail."

All mortgage lenders should prepare themselves for a minimum decline in refinance activity of 75% and make sure their capital plan, liquidity plan and budget all reflect this.