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An advisory council warned the Consumer Financial Protection Bureau that borrowers are still at risk from small-dollar loans with high fees and roll-over debt.

Banks, already way long on deposits, will end up paying even lower rates as funds flood in if money market mutual funds are forced to use floating net asset values.

Many problems with payday products are concocted by activists and politicians with mercenary intent who are more interested in squelching innovation than letting people make choices for themselves.

If the FSOC fails to get the SEC to adopt new standards, it could look weak. If it succeeds, this mechanism will be used more often. Either way, the intervention is likely to sow division among regulators.

The Consumer Financial Protection Bureau has received its second warning for unclear and inefficient supervision from the U.S. Chamber of Commerce.

Properly measured and appropriately set capital levels have a long way to go before becoming excessive.

Bankers, analysts and investors can no longer simply consider past performance to gauge if banks have enough capital. The what-if forecasting of regulators' stress tests is critical to the exercise.

Many banks have marketing savvy, but few effectively convert prospects into good customers. Gather sample data tracking your new-prospect encounters to see where and how you fail. Survival requires selling.

CUNA is just a week away from hosting approximately 4,000 people at its annual Governmental Affairs Conference, where there will be lots of talk about government and likely a few affairs.

Sageworks' Vimal Patel tells you what you can do to prepare for the new FASB ALLL rules.