PayThink

Regulators released new details on how they will enforce restrictions on charter swaps by troubled banks writes American Banker's Joe Adler.

An increased cap would almost certainly lead large institutions, hungry for short-term profits, to take greater risks that they are ill-equipped to handle.

Taxpayers should not be paying to increase homeownership or to boost home prices. With interest rates low, lenders can charge for risk and homeowners can pay for it.

Take care of your management team last, not the other way around. Vet new ideas through risk management and audit committees, not the marketing and sales department. Manage incentive compensation around risk-adjusted performance metrics.

Securities and Exchange Commission Chairman Mary Schapiro, who took the post in 2009, will be leaving the agency next month.

After failing to push forward on any bills during the past two years, the Senate Banking Committee may finally be ready to reopen Dodd-Frank, writes American Banker's Victoria Finkle.

The first legal challenge to Dodd-Frank is baseless says the Department of Justice.

Bankers should be a resource for their communities beyond making loans and sponsoring little league teams. Here are a few fresh ways to get involved.

To prove and defend their capital adequacy, community banks must focus on linking the results of stress testing to the core principles that underlie Basel III's stand-alone ratios.

In this issue and next, Credit Union Journal is featuring Best Practices, so I’ve assembled my own Top 10 from SAFE Credit Union, beginning with the first five.